Motorcycle accidents and the injuries they cause to riders and passengers are likely not covered under New York State Insurance Law Article 51 (better known as No-Fault Law). Section 5102(f) of the No-Fault Law specifically excludes motorcycles from the definition of a “motor vehicle” for purposes of determining coverage requirements under the No-Fault Law.
However, if you are injured while operating or riding a motorcycle you are NOT required to prove you sustained a “serious injury” like those injured in car or truck accidents are required to prove. That means that if you are not at fault for the accident when operating a motorcycle and you are injured, you are more likely to obtain a favorable recovery.
When purchasing insurance for your motorcycle, The John Wright Law Firm strongly recommends you purchase medical payment insurance, supplemental underinsured motorist (SUM) insurance of at least $100,000 and liability insurance not less than $50,000.
If you are injured while operating or riding a motorcycle, make the right choice and call the motorcycle crash professional, attorney John Wright at The John Wright Law Firm. (585) 632-2222.
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