If you’re injured in an accident caused by a truck, your lawyer needs to know more than just about New York State’s Vehicle & Traffic Law. Your lawyer MUST know a lot about trucks – 18-Wheelers, Tractor-Trailers, Delivery trucks, Tow trucks, Plow Trucks, Salting Trucks, Dump Trucks, Flat Bed Trucks, Concrete Trucks, Utility Trucks, Transport Trucks and Buses, etc.
Many times, truck accidents cause very serious injuries and damages. The right lawyer must have superior knowledge and understanding of all relevant regulations and laws, such as the Federal Motor Carrier Safety Administration Regulations and New York State Department of Transportation Regulations, as well as a working knowledge of truck inspections, medical requirements, safety procedures and maintenance requirements.
Motorcycle accidents and the injuries they cause to riders and passengers are likely not covered under New York State Insurance Law Article 51 (better known as No-Fault Law). Section 5102(f) of the No-Fault Law specifically excludes motorcycles from the definition of a “motor vehicle” for purposes of determining coverage requirements under the No-Fault Law.
However, if you are injured while operating or riding a motorcycle you are NOT required to prove you sustained a “serious injury” like those injured in car or truck accidents are required to prove. That means that if you are not at fault for the accident when operating a motorcycle and you are injured, you are more likely to obtain a favorable recovery.
Many of us have been stuck in traffic and thought about operating (and actually operated) our motorcycles in between cars or on the shoulder to get around traffic. The police refer to this as “lane splitting” and in most cases its illegal in New York.
If you’re involved in a crash, many times the other driver and the police attempt to use the “lane splitting” defense as a way to prove the motorcyclist to be at fault for his or her injuries.
1. Check yourself and your passengers for injuries.
2. Get yourself and your vehicle out of danger.
3. Call 911 and ask someone to take pictures of the vehicles and the scene.
4. Avoid discussions with the other driver(s) at the scene about who’s responsible.
5. If injured, seek medical treatment immediately.
“I have full coverage” doesn’t mean much if you’re in a car or motorcycle crash and the other driver is uninsured or underinsured.
SUM Insurance is the best insurance coverage to protect you and your family when injured in a crash.
Call your agent today and demand SUM Insurance Coverage on your car, truck and motorcycle.
At The John Wright Law Firm, we recommend at least $100,000 in SUM Insurance Coverage. But it may also be sold in $250,000, $300,000, $500,000 and $1,000,000 policies.
SUM stands for Supplemental Underinsured Motorist. In New York State, all insurance companies must offer SUM Coverage to all vehicle and motorcycle owners and drivers.
During the Covid pandemic, many New York drivers reduced their insurance to the legal minimum of $25,000. If you’re seriously injured in a crash and have excessive medical bills, the other driver’s $25,000 insurance coverage isn’t much.
Meet John Wright, Your Rochester Injury Trial Lawyer
Car Crash (1)
Insurance Coverage (1)
No-Fault Medical Insurance (1)
Truck Accident (1)
Truck Accident - Choosing The Right Lawyer!
April 1, 2022
Is Motorcycle Lane Splitting Illegal In New York?
March 26, 2022
Car Crash? The Next 10 Steps!
March 26, 2022
SUM Car & Motorcycle Insurance Coverage – Why You Need It!
March 22, 2022